Calculate What Home You Can Afford

Get instant, accurate home affordability calculations. See your budget, find homes in your price range, and take the next step toward homeownership.

Trusted by 300K+ homebuyers since 2015
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Home Finance Calculators

Professional-grade calculators to answer every home finance question

Home Affordability Calculator

How much home can I afford based on my income and debts?

Payment Calculator

What will my monthly mortgage payment be?

Down Payment

How much should I save for a down payment?

Closing Costs

What will I pay in closing costs and fees?

Rent vs Buy

Should I rent or buy in my current situation?

Refinance

Should I refinance my current mortgage?

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300K+
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Accurate
Bank-Grade Calculations
2015
Helping Since

About MyHomeBudget

Making homeownership accessible through smart financial planning

Professional-Grade Calculations

Our calculators use the same formulas and ratios that banks and lenders use for pre-approval.

No Hidden Fees or Surprises

Get complete cost breakdowns including taxes, insurance, PMI, and closing costs.

Instant Results

Get your affordability estimate in under 60 seconds, right from your phone.

Your Privacy Matters

We never sell your information. Our calculators work entirely in your browser for maximum privacy and security.

Expert Guidance

Our tools are designed by financial experts and used by thousands of successful homebuyers.