Home Affordability Calculator

Discover exactly how much home you can afford with our comprehensive calculator. Get instant, accurate results based on your financial situation.

Mobile-friendly • Quick results • No signup required
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Why Use Our Calculator?

Get professional-grade calculations in seconds, right from your phone.

Instant Results

Get your affordability estimate in under 60 seconds. No waiting, no complicated forms.

Bank-Grade Accuracy

Uses the same debt-to-income ratios and calculations that lenders use for pre-approval.

Trusted by 300K+

Join thousands who've used our calculator to make confident home buying decisions.

How It Works

Three simple inputs give you a complete affordability picture.

1

Enter Your Income

Tell us your annual household income. We'll calculate your maximum housing budget using the industry-standard 28% rule.

2

Add Your Monthly Debts

Include credit cards, car loans, and student loans. We ensure your total debt-to-income ratio stays healthy.

3

Select Your Credit Level

Your credit affects your interest rate, which impacts how much home you can afford. We factor this in automatically.