Calculate what you can afford in a few simple steps.
Every answer tightens the estimate. You decide when it is good enough.
Seven quick taps: income, how it is earned, timing, credit, monthly debt and down payment. Nothing to type until your ZIP.
Debt narrows the range through the 36% to 43% back-end ratio. Credit sets the rate we assume. Your down payment sets the mortgage insurance.
Add your location for taxes and programs, and a licensed lender can turn the estimate into actual rates and options. Only if you ask.
Your estimate is ready as soon as you enter your ZIP. No long form before you see it.
Uses the same debt-to-income ratios lenders use for pre-approval, with rates set by your credit tier.
Join the homebuyers who have used this calculator to set a budget before they started shopping.