Terms of Service

Please read these terms carefully before using our services.

Last updated: January 2025

Acceptance of Terms

By accessing and using MyHomeBudget, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Service Description

MyHomeBudget provides:

  • Home affordability calculators and financial planning tools
  • Educational content about home buying and mortgage processes
  • Connections to qualified lending partners
  • Market insights and homeownership guidance

Important: Our calculators provide estimates for informational purposes only and do not constitute financial advice, loan offers, or guarantees of credit approval.

User Responsibilities

By using our service, you agree to:

  • Provide accurate and truthful information
  • Use the service for lawful purposes only
  • Not attempt to interfere with or disrupt our systems
  • Respect intellectual property rights
  • Not share your account credentials with others

Disclaimers and Limitations

Financial Calculations Disclaimer:

  • All calculations are estimates based on the information you provide
  • Actual loan terms, rates, and approval are subject to lender verification
  • We do not guarantee loan approval or specific terms
  • Consult with qualified financial professionals before making decisions

Limitation of Liability: What It's Worth Media, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our service.

Third-Party Services

Our website may contain links to third-party websites or services, including lending partners. We are not responsible for the content, privacy policies, or practices of these third parties. Your interactions with third parties are solely between you and the third party.

Intellectual Property

The content, organization, graphics, design, and other matters related to MyHomeBudget are protected under applicable copyrights and other proprietary laws. Copying, redistribution, or publication of any such content is strictly prohibited without our express written permission.

Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Your continued use of the service after changes are posted constitutes acceptance of the modified terms.

Contact Information

If you have questions about these Terms of Service, please contact us at:

What It's Worth Media, Inc.

Email: legal@myhomebudget.com