Rent vs Buy Calculator

Make the right housing decision for your situation. Compare the true costs of renting versus buying over time.

Long-term analysis • Total cost comparison • Break-even point

Complete Cost Analysis

Beyond monthly payments - see the full financial picture of renting vs buying.

Total Cost of Ownership

Includes mortgage, taxes, insurance, maintenance, and opportunity costs for a complete comparison.

Break-Even Analysis

Find out how long you need to stay in the home for buying to become more cost-effective than renting.

Market Factors

Accounts for home appreciation, rent increases, and investment returns on your down payment.

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